Can anyone refer me to a good debt consolidation center?
rain20four7 asked:
I have all sorts of debt. 3 closed checking accounts and one closed savings account, a closed credit card account, and four bounced checks. Does anyone know of a solid debt consolidation firm that can help me? Most won’t handle overdrawn bank accounts, and I can’t find one for the life of me. The total debt is somewhere around $7,000. The sad thing is that I am a college student who got in trouble with gambling, and now I’m trying to come clean. Please advise! Thanks in advance!
Phillip Casar
I have all sorts of debt. 3 closed checking accounts and one closed savings account, a closed credit card account, and four bounced checks. Does anyone know of a solid debt consolidation firm that can help me? Most won’t handle overdrawn bank accounts, and I can’t find one for the life of me. The total debt is somewhere around $7,000. The sad thing is that I am a college student who got in trouble with gambling, and now I’m trying to come clean. Please advise! Thanks in advance!
Phillip Casar
To be honest with you, you can do it yourself and get better results. Debt consolidation centers provide a service that simply doesn’t give creditors the option to call you. They will cease and desist all phone calls and correspondence with you. YOu are the best person to handle your bills. You simply sit down figure out what you owe and what you can afford to pay each month you tell each company what you can afford to pay them and then you stick to that arrangement. If you don’t the creditor will not work with you. Most creditors would rather have something verses nothing at all. Contact them and try it before you seek counseling.
Consolidation is when you get a loan that covers all of your debt and you make one payment. Usually the best way to do this is by refinancing your home.
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Ways to Consolidate Debt