Debt Consolidation-Tips On Debt Consolidation Loans, Credit Card Debt Consolidation, And Non Profit Debt Consolidation

B U S Y asked:


Can anyone refer a good debt consolidation loan company? How exactly does it work and can school loans be included? Will they work with you even if you have good credit and you are not late on any payments (yet)?
What is tempting me to do it is because Im thinking maybe instead of paying 6% on the school loan, 4% on the car, 9% on the credit card and 5.5% on the house, I can pay one lower interest rate for all?

Wayne

luallenj asked:


and if you have, how well did it work for you, or how well is working for you?

Shayne Jarels

~*LilDebbie=BigDeborah*~ asked:


I know I have a bit of debt and I am thinking about going with a debt consolidation service. What are the pros and cons of this? Have you done so? Do you know of any companies with a good reputation? Please list website if possible, thanks!!

Jarvis Fargo

Lisa asked:


I need a debt consolidation loan for unsecured credit cards and signature loans.

Cyrus Rufenacht

nextgen35 asked:


What are good options for debt consolidation if your credit’s bad?

Rebbeca Mead

Vernon M asked:


I currently have a student loan, car loan, four department store credit cards, and three credit cards from various companies (Capital One, MBNA, and Bank of America Visa). I owe about $8,500 collectively on all my debt and my payments are well over $600/mo. I’m starting to think I can’t afford it anymore. Do you think I qualify for debt consolidation? I just don’t want to get in a position where I can’t pay my debt. I need help.

Benton Tapaoan

joy110211 asked:


for example, Person A borrow $$ through debt consolidation and then use the $$ to pay off Person B’s credit card bills.

Iesha Guignard

john b asked:


I know with the new bankruptcy laws that you pay back monies owed, along with getting an extremely bad credit score. The third party route is bad as well but what’s the worst of an already bad situation?

Walton Weneck

confusiongirl asked:


The payments would be more than what i pay out now for keeping up my credit but have 6 accounts in collection status. I have a new car, i may have to give that back to make payments to ccc services thus getting a repro on my record. Chapter 13 appears on my record for 7 years but i could manage to keep the car and i worry about problems down the road keeping up with the plan. The lawyer says he does not know at this point whether the plan will be 3yr or 5 until he looks at my total situation in more depth. Its a close call between the two. Chapter 7 is out because i dont want to risk losing my home due to equity accumulation.

Gary

IWantAnswerz asked:


To combine my two cards I have 2,000 total and it needs to be a bbb member

Efrain Cayce