Debt Consolidation-Tips On Debt Consolidation Loans, Credit Card Debt Consolidation, And Non Profit Debt Consolidation

Loving Love asked:


I have about $800 in bills I need to pay off ASAP. What is the best option to consolidate this debt: a personal loan, or a student credit card?
Note: I have exhausted ALL OTHER means of coming up with the money.
The bills include cell phone and rent.

Regan Melamed

JodiMarie asked:


I’m just getting divorced and now I’m trying to get my financial situation better since i’m raising two kids alone now. Anyway, I have debts spread out all over the place, mostly medical. I’ve been looking into debt consolidation loans and such but a lot of people have advised me that these places are a rip off. I don’t mind having to pay extra to get my bills taken care of. So if anyone has ever used this or knows of a reputable company, please tell me.

Quinn Beelar

beautiful_imperfections asked:


Hi, I have roughly $3,000 in credit card debt. I am thinking of borrowing from a bank that offers a lower interest rate, and then just paying the bank back rather than several credit card providers. Does anyone have any advice, or do you know if it would be better to consolidate debt from a different organization?

Emily Esteybar

Sherell W asked:


1) how much you have to owe?
2) how good is there plans?
3) what bills do they take over?

Kanesha Gulotta

Tania D asked:


I need to know what companies are good or go to bankruptcy.

Tenesha Pullano

win25_99 asked:


I was wondering if anyone has any information on Debt Consolidation.. And where to find some that are safe and free. I have tried my local banks and I cant get a loan threw them cause i dont have anything to consider collateral..please let me know…

Pei Edds

Megster asked:


Any advice on getting rid of credit card debt with a low paying salary?

Zane Dumaine

SHez BonkerZ asked:


I have about $3000 dollars of debt that I was to pay off. I do not have the money to pay it in full. I don’t know if it would be easier to consolidate it, or just go through the companies/collections. If it would be easier to go through consolidation, is there a safe non-profit agency that I can use? The bills were not that high, it was the interest that killed me. Any input would be great. Thanks.

Franklin Gelder

Nicole E asked:


My husband and I are concern about our incomes. right now he started a job where he makes half of what he used to make before…I wonder If Debt consolidation is a good way out? I wonder what things can you consolidate? Credit cards, car payments, mortage, medical bills, student loans..things like that? Is it effective, Has anyone been unsuccessful?

Emmett Barrios

redheadedstepchild asked:


Everyone I have ever heard of try to run a “scam” or talk you into “Debt Management” instead of a REAL Debt Consolidation Loan.

Margarito Blancarte