Archive for the ‘Financial Aid’ Category
What is the best Private Student Loan Consolidation Program (substantial debt!)?
brave.heart asked:
Is there anyone who knows of any good PRIVATE Student Loan consolidation program? Most lower your payments but do not lower your interest rate. I am looking for a lower interest rate.
Larry
Is there anyone who knows of any good PRIVATE Student Loan consolidation program? Most lower your payments but do not lower your interest rate. I am looking for a lower interest rate.
Larry
Which debt consolidation companies aren’t scams and are actually helpful?
Jennifer asked:
I’m not in terrible debt but im 20 years old and can’t budget and can barely pay my car note… i need to get out of minor debt and get on the right track but i’ve been hearing that those debt-free ads are just scams… can someone please give me a couple good debt helping companies who won’t pocket all my money and make my credit worse??
Adolfo Pilarz
I’m not in terrible debt but im 20 years old and can’t budget and can barely pay my car note… i need to get out of minor debt and get on the right track but i’ve been hearing that those debt-free ads are just scams… can someone please give me a couple good debt helping companies who won’t pocket all my money and make my credit worse??
Adolfo Pilarz
Questions on Loan Consolidation?
HazelSkyye asked:
I am new to all of this because fortunately between my parents and scholarships my undergrad degree was paid in full.
Yesterday Igraduated with my Masters and I have a TON of student loans to repay. The program itself was very expensive. My job does give me some reimbursement for that ($4,000 every fiscal year, as long as I still work there and until the tuition cost is paid off) but the interest that collects in the mean time is all on me and it is a lot.
That said, I need to call and get my loans consolidated but I do not know the first thing about doing this. Do I call the company I have my loans through? (mostly FAFSA sponsored) Do I call a bank? What kind of information do I need to have ready to speak to them? Any tips on getting lower percentage rates? If I have a credit card with less APR than my loans would be it be wise to pay some with that because its less money or a bad idea because student loans are “acceptable debt” versus a credit card?
Any advice that anyone has on how to go about this, good or bad company’s, things to look out for, etc. are much appreciated!
Wally Krulish
I am new to all of this because fortunately between my parents and scholarships my undergrad degree was paid in full.
Yesterday Igraduated with my Masters and I have a TON of student loans to repay. The program itself was very expensive. My job does give me some reimbursement for that ($4,000 every fiscal year, as long as I still work there and until the tuition cost is paid off) but the interest that collects in the mean time is all on me and it is a lot.
That said, I need to call and get my loans consolidated but I do not know the first thing about doing this. Do I call the company I have my loans through? (mostly FAFSA sponsored) Do I call a bank? What kind of information do I need to have ready to speak to them? Any tips on getting lower percentage rates? If I have a credit card with less APR than my loans would be it be wise to pay some with that because its less money or a bad idea because student loans are “acceptable debt” versus a credit card?
Any advice that anyone has on how to go about this, good or bad company’s, things to look out for, etc. are much appreciated!
Wally Krulish
Kunnen de bedrijven van de schuldconsolidatie schuld van staatsuniversiteiten nemen?
benjn00 asked:
Ik heb een rekening $5000 met een staatsuniversiteit en moet betaald het hebben alvorens ik klassen kan bijwonen. I' ve gebruikte mijn federale geschiktheid van de studentenlening, en is verteld dat de federale studentenleningen niet kunnen worden gebruikt om afgelopen rekeningen te verwijderen anyways (noch kan consolidators van de studentenlening de schuld nemen).
Ik heb een rekening $5000 met een staatsuniversiteit en moet betaald het hebben alvorens ik klassen kan bijwonen. I' ve gebruikte mijn federale geschiktheid van de studentenlening, en is verteld dat de federale studentenleningen niet kunnen worden gebruikt om afgelopen rekeningen te verwijderen anyways (noch kan consolidators van de studentenlening de schuld nemen).
I' m zeer dicht aan het een diploma behalen, enkel een fout in oordeel van mijn kant veroorzaakte een semester' s de waarde van te herroepen studentenleningen en de rekening (met reusachtige rente) heeft bij de universiteit voor een paar maanden zonder mijn kennis gezeten.
Zo, I' D houdt van te zien of zou een standaardschuldconsolidator de rekening – en of niet nemen, waar anders ik kan draaien. Dit is een vrij reusachtig probleem voor me.
Belva Ferriter





















