Debt Consolidation-Tips On Debt Consolidation Loans, Credit Card Debt Consolidation, And Non Profit Debt Consolidation

take a bow asked:


I have bad credit. Debt I would like to consolidate. Not a homeowner.
I am in the US.

Dana Sklenar

outer z asked:


Can you negotiate debt owed to a credit card company without using the aid of a company who specializes in this? If you agree to an amount to pay off each month and close the account can the credit card company stop the monthly finance charge?

Dillon Pizzulo

asked:


Does anyone know of a program or company that can consolidate your bills without filing bankruptcy? I am a single mother of three and make decent money with my inhome daycare business, but I need help eliminating alot of bills that i shouldnt even have.

Talia Starbird

just lise asked:


Just looking for a recommendation.

Dion Rod

nursingchic12 asked:


Does anyone know a debt consolidation place that accepts defaulted payday loans? I have $2200 in payday loans and they are almost 3 months behind. they are threatening all kinds of legal crap, and i dont know what to do. I dont have the money to pay them back, this wasnt intentional but it happened. help.

Beau Naples

trackman716d asked:


I would like to consolidate all my credit cards and car loan into one monthly bill so that everything is paid off and I have just one bill. I went to their website and it says that I could consolidate everything and get $7000 extra for less a month than what I pay now. Would this hurt my credit if I keep the credit cards open but dont use them and then I have another loan on top of all these? I am looking for a loan so that I can pay for a big expense I am going to have in a few months so I figured I should just consolidate all my bills with this loan as well. Also…would I need collateral for this type of loan that is equal to the cost of the loan?

Patricia Noke

SexyArmyWife asked:


we have about $29k in debt, from vechicle payments, student loans and credit card debt. If we do a debt consolidation, will that hurt our credit scores/ report? my score is above 800and his is right below it.
we would just take out one BIG loan to pay our debt off, we are not having any type of trouble paying on them, infact we make double payments, but also spend. i guess its time to break out freezing the cards in water!

Kerry

Daniel asked:


i live in louisiana

Williemae Hoople

ens asked:


Does it actually make your credit cards inactive? Does it decrease your credit score, etc? Thank you!!

Phillip

SRL asked:


I’m thinking of consolidating 3 credit cards totalling just under $15,000.
What can I expect? What’s the longest term/lowest payment I can get for this amount of debt? Can I add a Secured loan to this consolidation (citifinancial)?
What’s my best game plan?

Anything else I need to know?

Mattie Owen