Archive for March, 2011
I am 29,000.00 in debt and was wondering should I go bankrupt or debt consolidation?
Miss asked:
I want to file for bankrupt, but I may want to buy a home or another car. Can someone please help me?
Ben Rentas
I want to file for bankrupt, but I may want to buy a home or another car. Can someone please help me?
Ben Rentas
I am 25,000 in credit card debt. I own my home (no equity) – need help with loan advice or debt consolidation?
legacygt48@sbcglobal.net asked:
I have been transferring balances and making payments but I would like to know if there are any viable loan options to turn it into one payment without killing my credit score. Any help would be appreciated.
Laverne Coger
I have been transferring balances and making payments but I would like to know if there are any viable loan options to turn it into one payment without killing my credit score. Any help would be appreciated.
Laverne Coger
What is the best debt consolidation company out there today?
Verlie Heidi asked:
What is the best debt consolidation company out there today?
Kelly
What is the best debt consolidation company out there today?
Kelly
What is a debt consolidation company that isn’t a scam?
stormywormie asked:
I have debt, and it stands to reason that if you have bad credit, you can’t get a personal loan, so my only option is a debt consolidation company. If anyone has experience with this and used a company that turned out not to be a scam please let me know! Or if you know a company that screwed you over that would come in handy, too. Thank you!!
Young Frankenstein
I have debt, and it stands to reason that if you have bad credit, you can’t get a personal loan, so my only option is a debt consolidation company. If anyone has experience with this and used a company that turned out not to be a scam please let me know! Or if you know a company that screwed you over that would come in handy, too. Thank you!!
Young Frankenstein
Debt consolidation a good or bad thing?
YP asked:
I missed a part of CNBC’s “The Millionaire Inside” Debt-free program where they mentioned the reasons why debt consolidation is bad. Did anyone catch it or can explain to me why it may be a bad idea. I’m in a program and I’m debating whether I should stay in it.
Dexter Woolbright
I missed a part of CNBC’s “The Millionaire Inside” Debt-free program where they mentioned the reasons why debt consolidation is bad. Did anyone catch it or can explain to me why it may be a bad idea. I’m in a program and I’m debating whether I should stay in it.
Dexter Woolbright
If I use a debt consolidation service to help pay off my cc’s, why would my credit report take a negative hit?
pblooms3 asked:
They told me if I use their help, I’d get lower interest rates, and get paid down faster, but my report would show negatively because I closed out the cards. Does anyone know why this would show negatively or have any other suggestions? Thanks!
Tresa Rann
They told me if I use their help, I’d get lower interest rates, and get paid down faster, but my report would show negatively because I closed out the cards. Does anyone know why this would show negatively or have any other suggestions? Thanks!
Tresa Rann
When you get a student debt consolidation loan, do you have to use it for that?
Jellybean asked:
Even though I have a student debt loan for 5,000 dollars I applied for 5,000 dollars at a bank for a student loan debt consolidation loan but if I get the money I really need it for other things like bills and home payments, will they know and do they pay the loan or give you the money yourself?
Russel Stam
Even though I have a student debt loan for 5,000 dollars I applied for 5,000 dollars at a bank for a student loan debt consolidation loan but if I get the money I really need it for other things like bills and home payments, will they know and do they pay the loan or give you the money yourself?
Russel Stam
Does debt consolidation have to be reported in gross income?
Alli asked:
If someone is paying an 18% tax rate on a credit card debt and then take out a loan to pay off the debt (and pay 10% interest)…does this debt consolidation need to be reported in gross income when filing your taxes?
Anna
If someone is paying an 18% tax rate on a credit card debt and then take out a loan to pay off the debt (and pay 10% interest)…does this debt consolidation need to be reported in gross income when filing your taxes?
Anna
can my wife get a debt consolidation loan and put both of our debt on it?
rob w asked:
i have a lot of debt, that i want to get out of, i would get a debt consolidation loan, but my credit is horable. my wife has good credit thogh. could she try for a loan, and put my original debt in her loan?
Tamica Sarconi
i have a lot of debt, that i want to get out of, i would get a debt consolidation loan, but my credit is horable. my wife has good credit thogh. could she try for a loan, and put my original debt in her loan?
Tamica Sarconi
If you owe over $60,000, which options is the best way to get rid of debt, bankruptcy or debt consolidation?
eddie asked:
I lost my job. I only getting unemployment benefit as my only income. Less than $1,600 dollars a month!! I do take very seriously in paying off my debt but this out my control because of loss of income. I don’t wanna file for BK but If my situation doesn’t change then I guess I have to.
Any suggestion??
Isaiah Maisenbacher
I lost my job. I only getting unemployment benefit as my only income. Less than $1,600 dollars a month!! I do take very seriously in paying off my debt but this out my control because of loss of income. I don’t wanna file for BK but If my situation doesn’t change then I guess I have to.
Any suggestion??
Isaiah Maisenbacher