Debt Consolidation-Tips On Debt Consolidation Loans, Credit Card Debt Consolidation, And Non Profit Debt Consolidation

slappzilla asked:


I want to explore all my options before filing bankruptcy. I can afford my mortgage payment, my car payment, and my house bills (utilities, cable bill, etc) but cannot afford to pay my credit card bills and loan bills.

How can I go about finding a good non-profit debt consolidation firm that can help me? Just using google isn’t cutting it, as there’s thousands.

Help appreciated.

Keiko Palu

*~Social Butterfly~* asked:


Trying to payoff my debt but I’m struggling to pay my own bills. Is it worth it?

Fredric Janrhett

odelbor74 asked:


what co. is the best to use for debt consolidation?
I have about 4 cards that I can not maintain due to
one income that happen all of a sudden.

Lily Lollar

DLZ asked:


I’m in a little bit of financial trouble and have decided to consolidate my bills. After a few calls to a few of the different companies that offer debt consolidation, 800CreditCardDebt.com seems to be the the most legit. I have yet to sign anything, because since this is such a serious matter, I wanted to do a bit of research on the company.

Turns out my payment is supposed to go to a PO Box in Long Island, but the Law Firm that will be representing me is actually located outside of Ft Lauderdale, FL. Now, first, the PO Box kind of sounded fishy to me, but then the fact that they don’t mention the fact that they’re actually in Florida.. I had to do a search on Google to find that out. And, I did a search on the New York and Florida Better Business Bureau websites, and they’re not registered.

My simple question is, are most debt consolidation places like this? I just don’t want to get involved in a company that could possibly be a scam.

Thanks!
Also, I don’t need a speech on not consolidating or whatever.. I’d like to do this, I just need to know if the company I’m going through is really reputable.

Ettie Nosworthy

mary l asked:


i am sitting down with a loan officer next week and i know i can ask him but i was trying to get things together and was just wandering if i could add the 3000 dollars that i owe in taxes to a debt consolidation?
i am going to wells fargo who said he will give me a loan for the amount of all my credit cards at a lower intrest rate so wells fargo would be paying off my debt and i would make one monthly payment to them at a lower intrest rate

Grant Reta

Rick V asked:


Are there any non profit debt consolidation agencies in Hampton or Newport News Virginia ?
And if so do they deal with all kinds of debts, not just credit cards?

Edwin Sword

BOB asked:


15k in credit card debt, 17K in personal student loan debt, 15K in government student loan debt, 15k in car loan debt.

All im trying to do is consolidate my CC debt. The rest i will deal with with later.

Anyone know of a legit company? No marks from credit solutions please!

i know you guys are on the ripoff report and i have called the better business buereau about you and know you are bad business and fradulent.
STOP…READ…. NO MORE CREDIT SOLUTIONS MARKS!!! YOU GUYS ARE FRAUDS. CANT YOU READ WHAT I POSTED ABOVE AND YOU GUYS ARE STILL POSTING ANSWERS. GEEZ!!!

Amada Meling

A. M. asked:


I am interested in companies that begin paying off your debts immediately, and not wait for months to collect more fees.

Enola Alterio

E D asked:


If you have under 8,000 worth of debt, but only collect sickness money every month to pay the bills how much might the monthly payment be after they consolidate ? Will a debt consolidation company help a client of this description ?

Nathan

kat asked:


My old car has had it and I have several thousand dollars of credit card and other debt. If I go debt consolidation first, can I still get a car loan? Yes, I am aware that is making the problem worse, but my wife got a job and I’m on the way to getting a better job so we are trying to earn our way out and spending a lot less. But we need the cars to get to work.

Elisha Hoeg