Debt Consolidation-Tips On Debt Consolidation Loans, Credit Card Debt Consolidation, And Non Profit Debt Consolidation

Franc Carey asked:


I am thinking about doing debt consolidation, but am confused by all the different companies out there. I have heard that there are a lot of shady companies. Does anyone have some helpful advice. My debt is not a huge amount ($6000), but I am tired of paying and paying on them and never seeing a difference on the balances.

Robyn Lapinsky

Gengis asked:


I’m looking for a company who can do the debt consolidation for my customers

Ted Perrott

jose stull asked:


I have a bunch of hospital bills that really cost me in credit scores. I really want to try to consolidate it but I can’t find anyone who does debt consolidation without credit card debt. Any suggestions?

Lonnie Olrich

cindymb19 asked:


I have alot of bills and i would like to just find a debt consolidation program that is FREE and willing to work with all my debtors. I have credit cards, medical bills, and a bank loan. I would like for all these bills to be consolidated into one low monthly payment. Does anyone have a recommendation?

Guadalupe Tanimoto

steveg4274 asked:


If so, does anyone know where to get one with the auto loan?

Elden Sheaks

Dobert asked:


I’m looking to consolidate all of my CC’s and a personal loans into one loan.

Elana Bibles

deon salyer asked:


I was wondering how much does it cost to pay a debt consolidation company to help you, because I want to know if it’s worth it. I’m in so much debt making barely and I don’t know what else to do. On payday I usually just have 100-200 dollars to myself because the rest goes to my bills.

Ashleigh Lyne

sid s asked:


Did it ruin you’re credit rating?

Markus Imondi

jen hulse asked:


I am wondering where to find a trustworthy list of reputable debt-relief/debt-settlement or consolidation programs. I also need to know where to find a comprehensive list of ALL of my debts (not just the ones appearing on the credit report).
Thanks.

Crystal

editty asked:


I’m fed up with credit card companies. I’m in debt over my head trying to keep up with my payments. These credit card companies are nothing more than legalized loan sharks. I might have been late by one or two days and now I’m being charged between 25% – 29% on all of my accounts.

I am barely making it, after I pay my bills every month I have nothing left. For about a month or two I’ve been thinking about chapter 7 or a debt consolidation program. I’ve been hanging in there trying to make my payments but what happened to me today has tipped the scales in favor of filing for chapter 7.

I tried to make a payment today on my Best Buy account and I noticed I had been already charge a late fee. I was confused as to why I was charged a late fee when I was not late. Then I noticed my due date was changed to the 25th of every month instead of the 27th. When I called them up I found out my due date was changed to the 25th back in February and that I was unknowingly paying late charges ever since. I wanted to know why my due date was changed and if they could remove the late fees.

I was given no explanation for my due date being changed and they refused to remove the late charges. They said they notified me of the changes and I should have known. I’ve been paying my bill on the 27th for 4years, and one month you decide to change it to the 25th how am i supposed to catch that.

That was the last straw for these credit card companies for me. I want to file chapter 7 but I’m worried about getting another vehicle when my lease is up 2011. I was also thinking about debt consolidation but I’ve heard some bad things about these companies too. any advice would be greatly appreciated.
I don’t need anyone to lecture me about running up credit card debt I know I did that. Just give me some good advice thanks

Jay