Debt Consolidation-Tips On Debt Consolidation Loans, Credit Card Debt Consolidation, And Non Profit Debt Consolidation

Alexys Nelda asked:


I have $7,000 in debt and I have heard about debt consolidation. Does this negatively affect your credit rating? Do you get to choose how much you pay monthly or is there a set amount they make you pay? I live in Canada, if that matters.

Noble Willick

Alexys Nelda asked:


I am wondering where to find a trustworthy list of reputable debt-relief/debt-settlement or consolidation programs. I also need to know where to find a comprehensive list of ALL of my debts (not just the ones appearing on the credit report).
Thanks.

Gerard Zeinert

jacklyn connoly asked:


How do you know which program is good and which one is right for you. I heard their is a way to check there beruo report or something, not sure what its called. How can you see the results and reputation of the debt settlement program or debt consolidation program.

Numbers Spiegelman

Hb asked:


I am trying to write a letter to my creditors. My husband and I want to keep from having to file for bankruptcy. We want to settle our debt and just recently modified our mortgage. We do not have the money to try to go through a service provider and do not want to go through a consolidation but want to work with settling our debts directly with the companies.

Is there anyone that is doing the same thing and can share their letters/tips and advice with us?

Thank you,

Heather

Gilbert Pucio

Verlie Heidi asked:


If anyone has any experiences with good or bad in dealing with a debt consolidation company let me know. Would it be a good idea to have one help me if I have about 4,000 dollars in debt?

Sheryl Syndergaard

charla beaulieu asked:


I have two credit cards that I have used over 5 years ago and never paid back. The total of the two cards FIVE YEARS AGO was $1000. Of course, by now, it should be close to $3000 because of all the interests.

What does debt consolidation do? More importantly, can it REALLY remove or reduce the interest that built up over the last 5 years?

When doing a search for debt consolidation services, I get THOUSANDS of results. Which debt consolidation services are better?

Detailed answers would be appreciated.

Coy Mo

Eyeball Debt man asked:


I’m thinking about using debt consolidation, but they all seem kinda shady. I want to know from people that have used a service like this, who they used and if it was a good or bad experience.

Arianna Szydlowski

Randa Connery asked:


Does credit counseling actually affect my credit, please lt me know.

David Woodward

olinda spivey asked:


I have been reviewing different websites for help with my credit card debt. Because of religious beliefs I am hoping to find someone that can offer Christian debt consolidation. Does anyone know who are the best Christan debt consolidators?

Rosalia Holliday

petronila garth asked:


I am looking for the best debt consolidation company to help get me out of the mess I am in. Suggestions?

Cordell Tannehill