Debt Consolidation-Tips On Debt Consolidation Loans, Credit Card Debt Consolidation, And Non Profit Debt Consolidation

Lia A asked:


Self-help websites would be appreciated.

Elden Sheaks

cris_romy asked:


I have a debt for 20000 in credit cards I need to consolidate them into one payment.. What are the advantages and disadvantages with these companies??. How can I choose the right one/?? Waht should be aware of?? thanks..

Archie Arzilli

John W asked:


Can anyone tell me about debt consolidation companies and their services?

Sara

ready asked:


If i want to consolidate all my debt which is $8000 who would be the best banking firm. My credit is not that great (i have a bad debt to raio income but no deliquent accounts. What is the best firm to use. Im looking for the lowest interest rate. I will not go above 10%. I live in Atlanta, GA. I want people who have been in a similar situation to respond. What did you do. No advertisements or sales.

Alex

I **** debt asked:


Are there any debt consolidation loans or personal loans for non-home owners with bad credit? I’m currently on a debt management payment plan but I’d really like to take out one loan to pay off all my debt at once.

I havent been able to find any loans for this purpose.

Thanks!

Reyes Rokus

?!BabyDoLL!? asked:


i know how a debt consolidation company works and once they pay off my debt i pay them back in monthly payments.

But do they help/offer helping you pay off your child support debt and student loans?

Loren Havlin

lauren london asked:


I make about $55,000/year and I currently owe approx. $34,000 in credit debt alone. That’s not including my car and student loans plus I still have rent to pay etc. I do not want to file bankruptcy if I don’t have to. I also would like to stay away from consolidation. My credit is average considering I have a high debt to income ratio, but I pay my bills on time.
Today, I was told by a company that they have something called debt management. I’ve never heard of that, but they said unlike debt consolidation where they lower both your interest rate AND balance, all debt management does is get the creditor to lower the interest rate. I would pay a monthly payment to the company and a monthly fee and they would make my payment for me.
At this point, I can only make minimum payments and my balance is going nowhere…Should I give debt management a try?
What are your thoughts and please state why or why not. They said this will not negatively affect my credit score.

Tiana Manthei

Clare asked:


I am originally from Australia, moved to England, and got my self into a little debt while i was over here, i had no choice but to consolidate my debts, Im moving back to Australia within the next 6 months and need to know how my situation in England will affect me back home…

Bud Bandura

vankram asked:


I am planning to consolidate my bills which way you think is the best? I need everyone’s help thanks!

Buffy Odegard

Angelina asked:


i have about $5,500.00 in credit card debit. i am 22 and two out of the seven accounts happen when i was 18, the other five happen after i was laid off from work approximately a year or so ago no more then 18 months. i have no idea how to qualify or where to even look for a debt consolidation loan. i really need help out of this very bad hole i made for myself i don’t even know where to begin!!! please all advice can help thank you!!!

Penni Hawking