Debt Consolidation-Tips On Debt Consolidation Loans, Credit Card Debt Consolidation, And Non Profit Debt Consolidation

Abbey loves Jesus asked:


I was referred to Take Charge through my bank, and the person on the phone said I would have $100 extra a month, but once I received the agreement in the mail I would still be in the hole by $100-200 a month so I don’t want to give them any money. I need a reputable company that will be willing to help me and understand my financial mess. Thanks.

Angel Hobbie

Zach asked:


I am currently a little over $5,000 in debt, not including my car loan. I am planning to move to a new city at the beginning of 2009 and am trying to get myself out of debt. I went to Care One Credit and applied to use their services without looking into their company. I have since found out using this service can hurt my credit. I have been a member of this service for about a week now, and am starting to get notices saying my credit cards are being revoked. I have never been late on a payment and I was just wanting to get out of debt quicker and get lower interest rates. Should I get with care one and cancel the service, and speak to my credit card companies on my own, or is it too late to stop this from hurting my credit?

Dahlia Smyer

McChesney asked:


I want to work with a debt consolidation company that pays off the debt on your credit report quickly and have you pay them monthly. I do not want a consolidation company that only pays the collectors as you pay them.

Aletha Douet

JAYFO’LIFE asked:


I have about $15k in credit card debt and they are slowly cancelling my cards and raising my APR so that I can’t even afford to make the minimum payments anymore. It’s a stupid cycle that is spinning out of control…

Mohammed Baksi

thunder3 asked:


I would lke to know if there is a type of loan that will allow you to consolidate credit cards, personal loans, and purchase a home at the same time. I am currently a graduate student with student loans as well.

Angel Hobbie

tine105 asked:


I just recently pulled my credit report and have some charge off’s that I would really like to pay off in order to increase my credit score. I am very concerned with companies that try to scam you and you end up paying more in the end. I got myself into some trouble in college with opening up accounts and of course, not being able to pay them off. Now that I am in the working world I am looking for a good, reputable company to go with so that I can take care of some of the debt that I have as well as increase my credit score so that I am able to get better interest rates. Any suggestions would be greatly appreciated. I have spoken with creditsolutions.com and I am a little apprehensive because I am not sure if they are reputable and don’t want to sign on the dotted line yet without knowing the good ones from the bad.

Ping Manring

E S asked:


im trying to get rid of some of my credit card debt and was told that debt consolidation was the best way

Penni Hawking

Kim asked:


I have debt that I want to consolidate into a home purchase, since I found a home that is priced well below appraised value. Since there is already equity is there a lender that will do a first mortgage and second at the same time? This would reduce my debt to income and put me into a better financial situation since I would only have one payment would be lower.

Lyndsey Dibert

Naomi asked:


I heard going through one of those debt consolidation companies is just as bad as declaring bankruptcy. Is that true? If not which one is the best to deal with?

Sandy Contraras

queenoflalaland asked:


Where can I find good unbiased info on debt consolidation online. Links please, but not to search results.

Carey Skweres