Debt Consolidation-Tips On Debt Consolidation Loans, Credit Card Debt Consolidation, And Non Profit Debt Consolidation

JD asked: I just recieved a letter in the mail saying that Im eligible for a loan of 5k, 10k, and 15k through Capital One. The 10k loan for 36 months would be a little higher of a payment that Im paying now for all my credit cardsm but the 36 month one would be [...]

worried asked: i heard that i will have to file for Bankruptcies.Candace

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John D1 asked: I have about 4500 in CC Debt, spread over 6 accounts. The average APR is 25%.
I got the following offer from a Debt Consolidation company: 167/month for 41 months [It includes their $47/month fee].
There are no additional fees and I can cancel / pay off at anytime with no penalties.
Just wanted to [...]

T S asked: I would like to use one but have heard some horror stories. What are your experiences (good or bad) with them. What are the best ones to work with?Samuel Wannamaker

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cosi asked: i want to consolidate my debt but am concerned with how negatively its affects are on my credit. can i pay on a consolidated debt at a significantly lower interest rate than now(im averaging +20%!)? if so, will that outweigh the side-effects?Max Michalicek

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shellybear0925 asked: Will they actually consolidate all of my credit cards and personal loan or will they just try to get a decrease in the APR? Can anyone help me with this? I was given this as an alternative to filing for bankruptcy and would like some more info from anyone who has [...]

benjarick asked: Those places that claim to help you be out of debt in a matters of just a few years….They any good?Shandi Larita

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Bajan Mama -35 asked: I called creditsolutions a minute ago and they told me that they are not a consolidation company. I told them that I have a debt for 16,000. They told me that they can get my debt company to settle for 9,800. and they charge a 15% fee. Does this sounds okay. [...]

annalee08 asked: is it recommended to use debt consolidation these days?Tristan Crotwell

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Capone asked: I have heard there are a lot of rip off debt consolidation companies out there, and I am just looking for one that maybe you have had a gopod experience with. If you could give me some suggestions, that would be great! Thank you!Fumiko Blouir

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