Debt Consolidation-Tips On Debt Consolidation Loans, Credit Card Debt Consolidation, And Non Profit Debt Consolidation

Peter Vans asked:


I have a $501 debt I owe to Directv from 2005. I would like to settle with Directv and pay at least half of not less. My question is would it be in my best interest to speak directly with Directv’s collection dept. or go with the debt consolidation route?

Sophie Pallas

carolyne w asked:


I’ve delayed getting help for credit-card debt because I was told by one company they want my power of attorney which needs to be notarized before I can do business with them. I think that’s scary!

Vesta Schenck

Andrew H asked:


I want my credit to still stay above average, but I cant afford to pay $1,000 monthly payments to get rid of the balance fast, should I get a personal debt consolidation loan for 36 months instead?

Fletcher Stentzel

Baby#1 due August 17th ITS A BOY asked:


If so did it work for you? How long did it take to become debt free and how much of a fee did they charge? What are some good companies to go with?

Arnulfo Wojciechowski

J T asked:


I have approximately $15K in various credit card and hospital bill debt. I am looking for a good company that does debt consolidations/loans.

There are lots and lots of companies available but i’ve heard there are both good and bad ones out there. Personal experiences are highly important so if you have any – please share them.
Also, is there any rating/review service or consumer guide that has written about this field? Web Links?

Tijuana Villasana

carolyne w asked:


I’ve delayed getting help for credit-card debt because I was told by one company they want my power of attorney which needs to be notarized before I can do business with them. I think that’s scary!

Delia Leho

mistyerious asked:


I have researched online and am still not clear on how this works. I really need a personal loan to help out with some other bills and am no longer able to take my classes. I am now in deferrment on my federal loan and they don’t do credit checks or anything for a consolidation loan. Just curious.

Clay Penz

hayati k asked:


I need help with paying off my credit card debts. There are so many debt reduction /consolidation agencies that I don’t know which one is good/authentic and will give the best rate (discount). For those who had gone through this experience, please advise. Thanks.

Jasper Danns