Debt Consolidation-Tips On Debt Consolidation Loans, Credit Card Debt Consolidation, And Non Profit Debt Consolidation

Sydney A asked:


i am getting killed w/ interest since i can’t pay the entire thing off immediately, and consolidation only seems to work for credit cards. Is bankruptcy an option?

Chuck

Blk Angel asked:


Hello, I am in desperate need of some advice as my situation is just getting out of hand. I used to have a credit score of almost 800 about 2 years ago. Now I dont even bother to check my score anymore. I made the mistake of getting some rental properties with ARMS. As time passed, bad tenants, rising interest rates and a recent wedding have REALLY put me upside down. I have tried and tried everything. A couple of my properties have nearly been foreclosed on. I have tried those firms that dispute credit issues but thats not helping out. The thing is, my revolving debt is really not that bad, I only have two revolving accounts, but they are maxed out. I just need to catch up on them and also straighten out my mortgages. I have thought of consumer credit counselling and wanted to know its pros and cons, any advice would be grateful. Thanks!

Frank Neptune

Richard a asked:


I am asking some general questions about debt (credit card)consolidation.

Arnold Major

KOOLAID asked:


I’m trying to become debt free and need help with unsecured debts. been trying to locate a agent online but, getting kind of frustrated. NEED HELP ASAP!

Chung Fanelle

Professor Bradley asked:


consolidation but charges a $40 fee. They also do credit counseling (which I don’t need.) I just need to lower my monthly payments because of high interest. I don’t want a service like credit conseling to effect my credit score. Any response would be appreciated.
I definately don’t need any credit counseling as much of my debt was accrued through phenomenal interest.
I just want to have one payment a month with the lowest possible interest.

India Kirch

Stephanie B asked:


I have $10,000 in credit card debt, and found some resourceful information on the blog with some good links, and I am wondering if anyone has some more.

Darrick Liedberg

becky asked:


I am looking to take out a loan to pay off about $4000.00 in credit card debt. Unfortunately, my credit score is pretty low. How do I find a reliable place to borrow money from? I understand that my interest rate will be higher. I’m just not sure where to begin looking or where to start for that matter. thanks.

John Michie

jneal83 asked:


I have a ton of revolving debt (mostly credit cards) and just bought a house 5 months ago so I don’t have much for collateral. I’ve already been denied by a bank so is there anywhere I can turn to for cosolidation purposes that isn’t going to kill my credit? I want to consolidate my high interest credit cards onto a lower interest loan and need suggestions.

Adrien Atiles

KD asked:


My husband & I have a large amount of credit card debt & in the economic times right now it is getting very hard to pay them & make a dent in the balance other than just paying the minimum payment, if we can even do that. Does anyone have any suggestions for debt consolidators? Have you used it yourself? Are there fees? Details please, Thank You!

Edwin Lueschen

dg2c asked:


I want to consolidate my debt. How much can I expect to save an how high should the fees be? I don’t want to pay the coucillor just to find out he is pocketing the money.

Lacy Buda