Debt Consolidation-Tips On Debt Consolidation Loans, Credit Card Debt Consolidation, And Non Profit Debt Consolidation

Tracy m asked:


Hello all, I have a question regarding debt consolidation. I have about 15k worth of debt and have tried applying to two companies for a debt consolidation loan and was denied both times. I thought about trying what one of the other posters suggested , writing to the individual companies threating a voluntary bankruptcy order. I have about 10k in the bank, but I don’t want to borrow from that lender because I wouldn’t be able to use the money in my account. My credit is only good. What other options do I have? Thanks

Wava Yuengling

Alice in Wonderland asked:


In a debt consolidation program is it likely that you will be able to obtain additional credit?

Ferdinand Cly

sherina d asked:


Hello all, I have a question regarding debt consolidation. I have about 15k worth of debt and have tried applying to two companies for a debt consolidation loan and was denied both times. I thought about trying what one of the other posters suggested , writing to the individual companies threating a voluntary bankruptcy order. I have about 10k in the bank, but I don’t want to borrow from that lender because I wouldn’t be able to use the money in my account. My credit is only good. What other options do I have? Thanks

Richie Feauto

asked:


I wanted to do credit card debt consolidation but I am skeptical if this is a good idea with the economy. I am very far behind on my credit card bills and the only reason I can’t afford them now is because the min payment has gone through the roof. The all together debt that I have is less than 2,000.

Cristina Lane

James D asked:


I have three maxed out credit cards and I am about 5 months behind on my car note. I am about to start a good job, but the stress of my debt, and interest rates are weighing down on me. I want a company that will pay off my current debt and compile it in one single loan that I would make monthly payments on. Has anyone done this before? Has any one had a rewarding experience? Let me know!

Valeri Derck

Kathy S asked:


Im Looking at a lot of credit card debt and its beginning to become to much for me. What services if any are the best to use when looking to consolidate? Fyi im have about 7 different credit cards with some substancial amounts on them!!Help Please!

Raphael Ostler

saek asked:


is debt consolidation really works?
i have 25k debts and decided call consolidation agency.
is anyone out there used those agency before please give me advices. thank you.

Norman Wright

ryryguy asked:


are there consolidation loans that combine your students loans with any credit card debt?

Mervin Deeley

Sharla asked:


Anyone have a good site with a listing of credit card debt consolidation providers?

Booker Danuser

healthnett asked:


I have maxed out credit cards and they raised my apr due to a mistake in my payment and it was late, usually i’m on time or early with my payments and always pay the minimal. I’m trying so hard to get out of debt but with my apr raised, i feel like i’m drowning in debt. I have read some info on debt consolidation loans vs. other methods, which is best and what can i do? i probably have really bad credit right now due to the max’d out limits and the “penalty pricing” increase in my apr. I would like to find a way to consolidate debt to lower the rate and possibly lower the payments but i don’t want to get into a situation that will end up leaving more of a scar on my credit report. Can anyone help me out? where do i go from here?

Emelda Blumstein