Debt Consolidation-Tips On Debt Consolidation Loans, Credit Card Debt Consolidation, And Non Profit Debt Consolidation

Nicole D asked:


What amount of debt qualifies for consolidation ? Also as stated, what if you have no home or assets?

Matt Bockenstedt

?&? Recycle ?&? asked:


When you consolidate debt, it shows all old debts as being paid, etc, but the one new debt ratio, which is the amount being owed to the consolidation company will be huge. QUESTION: Does It lower the credit score to have a huge debt ratio like this?
OTHER QUESTION: and you also want to have say, 3 credit cards, (3 of them is the number you want to have a good credit profile, right), then the debt consolidation companies close your credit cards or do they not? How does it work

Alberto Padillia

fable t asked:


get a loan after a debt consolidation? Does it depend on the amount of debt or ?

Charlotte

Danielle R asked:


I am trying to help someone pay down their debt. What is a reliable and trustworthy organization for this? How much does it cost? Thanks!

Kelly Grundhoefer

pearl_682 asked:


what is te best debt consolidation website, offering service for people that have a not so good debt to income ratio.

Wilmer Squier

D. Wade’s #1 fan asked:


im thinking about doing it im not that far in debt about 5,000 but i just dont have the funds to pay my credit card bills anymore. what are some good debt consolidation places & do they charge up front fee’s? how much would a monthly payment 4 my debt be?

Tawny Hoener

redheadedstepchild asked:


I have been searching for almost two months to no avail. Are there no legitimate lenders that perform Debt Consolidation Loans? I am not looking for a Home Equity Loan, I mean a loan to “replace” my high interest loans and credit cards with one affordable monthly payment?

Lucio Bruso

Sherry asked:


My husband and I have about $23,000 in debt and are considering going to one of the many debt counseling companies that we see advertised. Can they really help by working with the credit card companies ? Also do they all charge a fee and how do they work? Refinancing our home is currently not a option.

Mark Joseph

MJ asked:


I am a college student. I graduate this July and I want to start paying off all my debt. I need to know what other options I have besides trying to settle with the collection companies because they ask to either pay it off or they require a big chuck of money then monthly payments and I cant quite do that just yet. Although I do want to pay it off as soon as possible. Would you recommend debt consolidation or do you know of any other options? Only nice answers please.

Stacia Escher

Anas M asked:


I’m currently suffering financial problems. I am thinking about going into debt relief program. I have a student loan for $4,700 and two credit card with balance of $3,000. I am looking for the best debt relief company that is trusted and can settle me with one low monthly payment

Jaime Vansicklin