Has anyone actually had success using those debt consolidation companies?
Friday, October 17th, 2008MiM asked: I’m wondering if anyone has had any success using those debt consolidation companies and if so, what’s the process of it? How does it work and will it really work at lowering your interest rate/debt owed? And what company(ies) did you use? Thanks!Dong Booras
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Is it better to use a debt consolidation service or contact creditors directly?
Thursday, October 9th, 2008Margene H asked: I owe on 3 credit cards. One is starting to fall behind on the payments as its too much to pay. Which route is the way to go? Debt consolidation or contacting creditors & explaining that I was living beyond my means & now I am having trouble paying. [...]