Debt Consolidation-Tips On Debt Consolidation Loans, Credit Card Debt Consolidation, And Non Profit Debt Consolidation

BronzeOceans asked:


I have numerous debts (car payments, student loans, a few credit cards, and a signifcant personal debt owed to a friend) that I’d like to roll into one monthly payment (which would hopefully be smaller than the amount I currently pay for each one as a separate monthly bill).

Some people have advised me to apply for a debt-consolidation loan. My question is, will doing so affect my credit negatively? Do they even include student loans in debt-consolidation?

Andre Alarid

KaTeLyN asked:


I am looking online to see if I can find a place that can consolidate my debt. All I am finding are places for credit card debt. Are there any places that just do general debt consolidation? I have only have two credit cards and the majority of my debt is medical bills, but it doesn’t seem like they take care of the medical bills according to all these websites. Any help is appreciated!!

Judy Gullace

nikki asked:


I’ve become over whelmed with my credit card debt and I’m getting those phone calls because I’m missing payments and such. Anyway I’m looking for a credit card debt consolidation company that doesn’t ***** people over, anyone know of any from experience or just know a good one?

Twanda Degenaro

Trophy Wife asked:


I’m am not very far in debt but need help getting back on my feet. Everytime I apply for a Debt Consolidation Loan I am denied. Who would approve me? Does anyone know.

Erline Miyoshi

abangan3 asked:


Where can you get debt consolidation at banks for prople that have not so good credit.

Jeanne Leho

Ivan S asked:


Not credit counseling, but debt consolidation loan. Can’t find any good info on the web, so your educated opinion would be helpful. What are credit requirements, home equity requirement, debt service ratio and other factors?

If you know a good resource that would be very helpful as well!!

Thanks.

Trinity Farb

Sam asked:


Also, can a revolving line of credit (it’s also a atm card) be included in a debt consolidation? And can I choose to leave out a loan or specific credit card where I have 0%?

Mac Melodia

only 1 asked:


I am considering looking into debt consolidation. My student loans are being garnished by ed fund from my wages. they have also just taken my Ca state income tax check. If I do debt consolidation, will they be able to stop my wages from being garnished?

Ferdinand Pontillo

Jason S asked:


I am going througt debt consolidation and my credit score dropped, big time. I make plenty of cash to get a car for about $300 a month, but every bank has been turning me down. I have $5000 to put down and all I want is a $15000 vehicle. Any answer to this would be excellent, thank you!

Maribel Lizardi