Archive for June, 2008

Will applying for (and receiving) a debt-consolidation loan damage my credit?

Monday, June 30th, 2008

BronzeOceans asked: I have numerous debts (car payments, student loans, a few credit cards, and a signifcant personal debt owed to a friend) that I’d like to roll into one monthly payment (which would hopefully be smaller than the amount I currently pay for each one as a separate monthly bill).
Some people have advised me [...]

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How does debt consolidation work?

Saturday, June 28th, 2008

KaTeLyN asked: I am looking online to see if I can find a place that can consolidate my debt. All I am finding are places for credit card debt. Are there any places that just do general debt consolidation? I have only have two credit cards and the majority of my debt is medical bills, [...]

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Credit card debt consolidation companies, Anyone know of a good one?

Friday, June 20th, 2008

nikki asked: I’ve become over whelmed with my credit card debt and I’m getting those phone calls because I’m missing payments and such. Anyway I’m looking for a credit card debt consolidation company that doesn’t ***** people over, anyone know of any from experience or just know a good one?Twanda Degenaro

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I need help with debt, who will approve a Debt Consolidation Loan?

Sunday, June 15th, 2008

Trophy Wife asked: I’m am not very far in debt but need help getting back on my feet. Everytime I apply for a Debt Consolidation Loan I am denied. Who would approve me? Does anyone know.Erline Miyoshi

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Debt Consolidation for people with not so good credit?

Sunday, June 8th, 2008

abangan3 asked: Where can you get debt consolidation at banks for prople that have not so good credit.Jeanne Leho

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What Do I need to Qualify for Debt Consolidation Loan?

Sunday, June 8th, 2008

Ivan S asked: Not credit counseling, but debt consolidation loan. Can’t find any good info on the web, so your educated opinion would be helpful. What are credit requirements, home equity requirement, debt service ratio and other factors?
If you know a good resource that would be very helpful as well!!
Thanks.Trinity Farb

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Do you have to be behind in paying to qualify for debt consolidation?

Friday, June 6th, 2008

Sam asked: Also, can a revolving line of credit (it’s also a atm card) be included in a debt consolidation? And can I choose to leave out a loan or specific credit card where I have 0%?Mac Melodia

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Will a “Debt Consolidation ” company also help with Ed fund student loans that are now defaulted?

Tuesday, June 3rd, 2008

only 1 asked: I am considering looking into debt consolidation. My student loans are being garnished by ed fund from my wages. they have also just taken my Ca state income tax check. If I do debt consolidation, will they be able to stop my wages from being garnished?Ferdinand Pontillo

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POOR CREDIT — I’m in debt consolidation with a 400 credit score — How can I finance a car, I have lots of $

Sunday, June 1st, 2008

Jason S asked: I am going througt debt consolidation and my credit score dropped, big time. I make plenty of cash to get a car for about $300 a month, but every bank has been turning me down. I have $5000 to put down and all I want is a $15000 vehicle. Any [...]

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