Archive for April, 2008
Debt consolidation through a credit union?
Winette asked:
I’ve got two credit cards that are maxed out and can’t seem to make ANY progress by paying the minimum payment when I can. It’s to the point now where I’ll go a month without paying them and I just start racking up bullsh*t fees which put me even further into debt. I need to get help with this and I heard you can do debt consolidation through a credit union. I’m wondering if anyone here has done this and what their experience has been?
I’ve got two credit cards that are maxed out and can’t seem to make ANY progress by paying the minimum payment when I can. It’s to the point now where I’ll go a month without paying them and I just start racking up bullsh*t fees which put me even further into debt. I need to get help with this and I heard you can do debt consolidation through a credit union. I’m wondering if anyone here has done this and what their experience has been?
Will it drastically effect my credit score? Do I have to have an account at the credit union to do this?
Loretta Lones
